You Might As Well Be Hitchhiking

You need a ride to the airport and make a post on Nextdoor. Jimbo replies with his cell # and offers the ride for an incredible price. Jimbo evens seems to do it all the time and has hundreds of "faves". His terms are cash or Venmo only (no receipt). Seems harmless, right?

Here's what you're actually risking: your physical and financial well-being.

Physical safety: the truth about Jimbo is that you do not know a single thing about him. Maybe he has a valid driver's license? Maybe he has a clean record? Maybe he won't tell his friends that your house is empty for the next 10 days? 

Financial well being: if something goes wrong, you could be left with medical bills, no legal recourse, and zero compensation. That bargain ride could cost you everything.

The Hidden Danger of Unlicensed Rides

When you get into an unlicensed vehicle - whether it's a friend of a friend, someone from Nextdoor or a Facebook group, or a random guy with a van - you might as well be hitch-hiking.

Scarier still, that unlicensed driver's personal auto insurance does NOT cover passengers when the driver is operating commercially.

If you're injured:

• Their insurance will deny your claim
• You'll be left paying your own medical bills
• Suing the driver will get you nothing - they likely have no assets to collect
• You have no corporate entity to hold accountable

Who's Got Your Back?

Depending on who you ride with, here's what is actually protecting you:

Licensed Commercial Transportation (Urge to Drive):

• $750,000 Liability coverage protecting you
• Uninsured/underinsured motorist protection if someone hits us
• Vetted, licensed professional drivers
• A legitimate business accountable for your safety

Unlicensed Cash Rides (99% of those responding to your post):

• Personal insurance that won't cover you (commercial exclusion)
• Unknown driver history and qualifications
• No business entity - just a person who might disappear

What to Ask Before You Book

Before booking a ride, ask yourself:

1. Is this a licensed transportation company?
2. Do they carry commercial insurance?
3. Can they provide proof of coverage if asked?
4. Is there a legitimate business I can contact if something goes wrong?

If the answer to any of these is no or I don't know, you're gambling with your safety.

Why Urge to Drive is Different

We built Urge to Drive on one simple principle: your trip shouldn't come with hidden risks. Every vehicle in our fleet carries full commercial insurance coverage. Every driver is vetted, licensed, trained, and submits to random drug & alcohol testing.

We're a real business with real accountability - not someone's side hustle with a Venmo handle.

When you book with us:

• You're protected by comprehensive commercial coverage
• You get professional drivers
• You ride in maintained, inspected luxury vehicles
• You have a company that stands behind your experience

The Bottom Line

That cheap cash ride might save you some money. But if something goes wrong, you could be facing unknown $$$ medical bills (with no one to pay them) or personal safety concerns with no one to hold accountable. Don't let a bad transportation decision turn your next trip into a nightmare.

Book with Urge to Drive. Ride protected. Arrive in style.